OUR BLOG

Calamities Basic Homeowners’ Insurance May Not Cover

Would your home be covered if it was hit by a meteorite? What about an earthquake, sinkhole, flood or wildfire? We take a look at calamities that your homeowners insurance may and may not cover.

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Homeowners’ Insurance: Actual Cash Value vs Replacement Value

Knowing the difference between replacement value and cash value and keeping an accurate home inventory are critical in a homeowners insurance claim.

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A Home Improvement That Can Help Pay for Itself

Investing in home improvements can pay long term dividends. Some upgrades can even begin to pay you back immediately. Here is a look at some safety and security upgrades you may want to sonsider.

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Do I Need a “Human” Insurance Agent?

Do you need a real-life, human insurance agent? Perhaps not, but should you want a real-life, human insurance agent? Probably. Here is a look at why more human is more better.

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Pet Peeves: Dogs and Liability Insurance

Are you covered from a liability claim should your dog bite a friend, neighbor, relative or stranger? Most renters’ and homeowners’ policies offer some protection, but is it enough? Find out more.

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Why Does My Credit Affect My Car Insurance Rates?

There are many factors that impact car insurance rates. Driving record, number of miles traveled, age, where you live and yes, your credit score. Learn why your credit rating can affect your car insurance rates.

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There’s No Business Like Home Business…If You Are Covered

There are many benefits to operating a home-based business, but there may also be risks you are not aware of. Make sure your home business is properly insured.

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6 Reasons to Choose an Independent Insurance Agency

Once you understand the difference between a “captive” insurance agency and an independent one, you begin to understand the value of independence.

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Your Smartphone and Insurance

Your smartphone can be an important tool to document what happened in an automobile accident and to document your personal belongings in a homeowners’ insurance claim.

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What Would You Pay for a Genie in a Bottle?

What if it was possible for you to buy a Genie in a bottle? Would you be interested and what would it be worth? Read how we can potentially make this possible for you and your family.

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