The Dangers of Minimum Automobile Insurance Coverage

The Dangers of Minimum Automobile Insurance Coverage

If you want to see your favorite artist in concert, odds are you will try to get the best seats you can afford. If you go into a restaurant, it is probably not in search of the cheapest thing on the menu. Buying the most inexpensive bottle at a winery may not be the best path to take. Yet, when it comes to car insurance, many of us do just that. We purchase the minimum amount of coverage required by the state. There can be problems and even financial danger in that approach that you may end up regretting.

What, for example, will you do if damage or medical claims that you incur exceed that of the minimum coverage? You could be held liable for any excess amount, causing a major negative impact on your life’s financial goals.

Driving with minimum automobile insurance could mean you are not covered from damage from an uninsured motorist. You may be left without a vehicle and have to pay for a rental car out of your own pocket. Over several weeks, this can add up to hundreds or even thousands of dollars.

On the other hand, a carefully designed auto insurance plan crafted to your particular needs can not only provide needed protection, but the peace of mind you need when you head out on the road each day.

We invite you to engage with one of our independent insurance agents to discuss your driving habits and areas where more protection can be prudent. Most of us want more than the basics, and that should include your automobile insurance.

Don’t let a lobbyist or politician decide the amount of protection you should have. Don’t settle for the cheap seats or the least expensive item on the menu. Get the coverage you deserve from one of our independent insurance agents today. Contact us for your personal auto insurance review and price quote. There is no cost or obligation and the decision on coverage remains under your control.

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1101 Marina Villiage Parkway, Suite 201, Room 251 Alameda, CA 94501
1-510-520-1883
CA License #0M21003

© Copyright 2022 Elisa Lee Insurance Agency, LLC  |   All Rights Reserved
Site by ICA Agency Alliance